Credit Monitoring Arrangements (CMA) report is an analysis which is prepared by the borrower to submit to banks for availing loan. We provide you the option by which you can prepare your CMA report as per Tandon and Nair Committee on both the basis including; Percentage basis Ratio basis EMI (Equated Monthly Installment) a fixed payment amount made by a borrower to a lender at a specified date of each calendar month. Equated monthly installments are supposed to be paid monthly in interest and principal both, so that over a specified number of years, the loan gets paid completely. By using our software you can easily calculate your EMI calculation.